California
Condo insurance coverage
If you have purchased a condo or co-op, the bank
will require insurance to protect its investment
in your home. You may, however, need more insurance
to cover your personal items, liability or fees
that may be charged to you regarding shared areas
of the building like the lobby.
California
Boat Insurance
Most companies provide limited coverage for property
damage for small boats such as canoes and small
sail boats or small power boats with less than 25
per hour horse power under a homeowners or renters
insurance policy. Coverage is usually about $1,000
or 10% of property coverage. Check with your insurance
representative to find out if your boat is covered
and what the limits are.
For other boats, you will need to purchase separate
insurance. The size, type, value of the craft and
the water in which you use it factor into how much
you will pay for insurance coverage.
Personal watercraft
Home and auto insurance policies may provide limited
coverage for watercraft, such as jet-skis. Talk
to us about coverage limits. You may want to consider
purchasing a personal watercraft policy to protect
you and your water vehicle in the event of an accident.
Travel Insurance
Before leaving on vacation, make sure you have adequate
insurance. Vacations can sometimes cost thousands
of dollars so it is important to have the proper
insurance protection in case the cruise or tour
operator goes bankrupt or you need to cancel the
trip due to sickness or other disasters.
Renters Insurance
Talk to us about renters insurance. It can be very
valuable tool against loss of all your personal
possessions.
Our Pledge to you: "We
are committed to providing you with SUPERIOR service
and protection at affordable rates.
